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Cashback Visa Signature Islamic Credit Card

Cashback Visa Signature Credit Card from Riyad Bank gives you up to 10% Cashback on your purchases on selected categories. Cashback Visa Signature Credit Card was designed with an exceptional loyalty program to suit your needs and aspirations.

  • Cashback Reward Program
  • Free access to airport lounges
  • Travel insurance
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More Information

Lifestyle

  1. 24/7 Concierge Service assistance for luxury travel planning, priority restaurant reservations, exclusive event access, and other personalized services.
  2. Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
  3. Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets. 
  4. Exclusive Offers and Benefits for Visa Signature cardholders.

Hotels

  1. Up to 8% discount when booking your next stay on Booking.com.
  2. 12% discount on stays at Agoda.
  3. 15% discount at over 100 IHG Hotels and Resorts around the Middle East and Africa.
  4. Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections

Travel

  1. 12 complimentary visits to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion.
  2. Up to 20% discount on YQ Meet and Assist at over 450 destinations globally.
  3. Up to 35% discount on Avis Car Rentals and a complimentary enrollment to Avis President’s Club Membership.
  4. Up to 15% off SIXT rentals globally, and your exclusive SIXT Gold status.

Protection

  1. Multi-Trip Travel Insurance for up to $500,000 covering medical emergencies, trip cancelations, lost baggage, and more.
  2. Card Protection Service against unauthorized transactions and fraudulent use
  3. Extended Warranty for up to 12 months 
  4. 12 months of Buyers Protection, covering theft, accidental damage, and non-delivery of eligible purchases.
Overall monthly spend*
Cashback on eligible categories
CASHBACK CAP per Category
Total cashback amount
ٍS..R 2500 - 7499
5%
S..R 100
S..R 500
S..R7500 - 14999
7%
S..R 150
S..R 750
S..R15000
10%
S..R 200
S..R 1000
* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories
  • Should be 18 years or older
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards

Visit any of Riyad Bank branches with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individual
Cashback Visa Signature Credit Card Fees & Charges
 
Annual Membership Fee
S..R 500
Monthly Percentage Rate
2.50%
Annual Profit Rate
36.28%
Late Payment
S..R 50
Cash Withdrawal
3% من المبلغ للعمليات التي تقل عن 2500 ر..س , وبحد اقصى 75 ر..س للعمليات التي تبلغ 2500 ر..س وأكثر
Additional fee International Transaction
2.0 %
Annual Membership Fee (Supplementary Credit Card)
Free
Replacement Card
S..R 15
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or S..R 100, whichever is higher
Wrong Dispute Transaction
S..R 25
VIP airports lounges access fee
12 visits free of charge for the cardholder only, all other visits to be paid by Cardholder.
and for additional guest, it will be counted as $32 fee per guest.
*Fees will be effective starting from 19/07/2025
Cashback is available when you purchase a minimum of S..R 2,500 or more, within the categories: Dining, Groceries, Entertainment, Pharmacies, Fuel/Taxis as follows:
Overall Monthly Spend*
Cashback on Eligible Categories
Cashback cap per Category
Total Cashback Amount
S..R 2500 - 7499
5%
S..R 100
S..R 500
S..R 7500 - 14999
7%
S..R 150
S..R 750
S..R 15000
10%
S..R 200
S..R 1000

* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories

Terms and Conditions apply

Example:

When the customer uses the Visa Cashback Credit Card with a total amount of S..R 5,200 during the month in classified stores under the categories (Dining, Groceries, Entertainment, Pharmacies, Fuel/Taxis), the customer is entitled to a cashback equivalent to 5% of a maximum amount of S..R 100 according to the following table:

Categories
Eligible Transactions in Saudi Riyal
Maximum Amount by Categories
Cashback Amount*
Groceries
1700
100
S..R 85
Dining
2300
100
S..R 100
Fuel/Taxis
800
100
S..R 40
Entertainment
100
100
S..R 5
Pharmacies
300
100
S..R 15
*Cashback Amount = Eligible Transactions * Refund Rate (5%), with a maximum of S..R 100.

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What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals

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