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Riyad Bank introduces “DAFA’AT” Program, which enable customers to obtain products and services through Personal Finance product without administrative fees or profit margin. “DAFA’AT” Program allows you to buy goods with the amount of 5000 SAR up to 200K and convert it into a smart payment plan.

  • Sharia Complaint
  • Waived Profit margin
  • No Administrative fees
  • Salary transfer is not required
  • Expedite Procedures
  • Flexible Payment plan starts from 6 to 36 months (Depending on the agreement with the merchant)
  • Financing amount starts from 5,000 SAR up to 200,000 SAR. (Depending on the agreement with the merchant)
  • Outstanding balance will be waived in case of death
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Febal Casa

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 06-02-2024
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Dentalia Clinics

0% Profit Margin
0% Admin Fees
Up to 36 Months
Valid until 31-12-2023
  • Available for customers who are qualified for Personal Finance program (new financing or additional financing)
  • Customer must not be less than 18 years old for Saudis
  • Customer must not be less than 22 years old for non-Saudis
  • Minimum net salary is SAR 5,000
  • The customer must be an employee of the government / military / semi-government, or an approved company from the private sector, in addition to retired customers
For Personal Finance APR disclosure, click here
  1. The merchant has to fill the form with the customer information, product amount, and to be stamped

  2. The Customer must deliver the form to any of Riyad Bank branches, to validate the customer eligibility according to Personal Finance program polices

  3. Once the customer request have been approved, the amount will be deposited into the merchant’s account in exchange to benefit from the required product or service

  4. The customer receives a copy of his form and delivers it to the same branch of the company and receives his products

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