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Personal Finance without Salary Transfer

A Shari’a compliant personal finance without salary transfers.
Riyad Bank offers you easy and convenient finance to achieve your goals without the need to shift your salary to Riyad Bank.

  • Long repayment period up to 60 months
  • Financing amount up to SAR 500,000
  • Easy and convenient requirements
  • Credit Counseling
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More Information

Enjoy the benefits of Tawarruq or Murabaha finance with Riyad Bank’s “Finance without Salary Transfer” solution.

  • Approved by Riyad Bank’s Shari’a Committee
  • Repayment period up to 5 years
  • Available for Saudis Only 
  • Competitive profit margin
  • Flexible payment options

For Personal Finance APR disclosure, click here

For Bankers:

All you need to do is visit your nearest Riyad Bank branch with the following documents:

  • Completed application for “Financing without Salary Transfer”
  • Salary certificate

For more information please call our toll free number 800-124-2020.

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Apply Online - Personal Finance without Salary Transfer

A Shari’a compliant personal finance without salary transfers.
Riyad Bank offers you easy and convenient finance to achieve your goals without the need to shift your salary to Riyad Bank.

Type Two Apply Now

Thank you for applying. Your Reference Number is

A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

Submit another request
Employment Eligibility Personal Information
Our apologies. With the provided information, you are not eligible for a personal loan
The Salary Out Of The Program
Date of birth required
Age must be greater than 18
Age must be greater than 22
Age must be under 52
Age must be under 60
Age must be under 70
Welcome to Riyad Bank
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Open an account online and apply for Personal Finance easily from Riyad Online or Riyad Mobile without having to visit the branch.

Do you wish to proceed with online account opening, click on "Open Account" button to get directed directly.

You already have an account, you can continue by following one of the options below:

MONTHLY INSTALLMENT

SAR

Total Eligible Amount

 SAR

Total Repay

 SAR

Finance Period (months)

 Month

* All amounts are in SAR
* Please note that these are simulated amounts and they represent an approximation and not the exact numbers.
What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Salary certificate
  • Copy of valid Saudi national ID / resident Identity card

For more information please call our toll free number 800-124-2020

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