AlFursanVisa Signature Credit Card
Benefits
Benefits
Lifestyle
- 24/7 Concierge Service assistance for luxury travel planning, priority restaurant reservations, exclusive event access, and other personalized services.
- Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
- Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets.
- Exclusive Offers and Benefits for Visa Signature cardholders
Hotels
- Up to 8% discount when booking your next stay on Booking.com.
- 12% discount on stays at Agoda.
- 15% discount at over 100 IHG Hotels and Resorts around the Middle East and Africa.
- Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections
Travel
- 12 complimentary visits to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion.
- Up to 20% discount on YQ Meet and Assist at over 450 destinations globally.
- Up to 35% discount on Avis Car Rentals and a complimentary enrollment to Avis President’s Club Membership.
- Up to 15% off SIXT rentals globally, and your exclusive SIXT Gold status.
Protection
- Multi-Trip Travel Insurance for up to $500,000 covering medical emergencies, trip cancelations, lost baggage, and more.
- Card Protection Service against unauthorized transactions and fraudulent use
- Extended Warranty for up to 12 months
- 12 months of Buyers Protection, covering theft, accidental damage, and non-delivery of eligible purchasee
overview
Overview
AlFursan program offers Miles for every transaction made using AlFursan Signature Visa Credit Card, which you can redeem for travel bookings and more.
- Customers can earn AlFursan welcome Miles once the card is issued and activated.
- Spend on international and local PoS and e-commerce
- Customers should earn Miles on only international and local transactions PoS and e-commerce once the transaction is posted
- 25,000 Miles upon activation
- 15,000 extra Miles upon spending S..R 25,000
- 1 Mile for every S..R 3 spent on local transactions and EEA countries
- 1 Mile for every S..R 2.5 spent on international transactions
- SADAD transactions are not included
- Digital Wallet transactions are not included
- 1 mile for every S..R 12.5 spent based on specific merchants (Sale of new and used cars and motorcycles, maintenance services, Government Payments, utility bills, Gas/Fuel stations, Telecom, Educational institutions, Public transport services (buses/trains/ferries/ships, etc.), Real estate office payments, Fast Food Restaurants, Variety Stores, Candy, Nut and Confectionery Stores, Women's Ready-To-Wear Stores, Family Clothing Stores, Gift, Card, Novelty and Souvenir Shops, Automobile Rental Agency, Grocery Stores and Supermarkets, Restaurants and Eating Places, Cosmetic Stores.)
- Charges, fees, cash withdrawal, transfers, ATM withdrawals are not accounted toward earning AlFursan Miles
- All transaction reversals, disputed transaction and cancelled transactions will not calculate or qualify for AlFursan Miles
- The member will be eligible to earn 100% additional Tier Credits after the first transaction from Riyad AlFursan credit cards is reflected in AlFursan account.
- New card holders: Tier Credits are earned from bookings made within a period of three months regardless of the departure date, after the first transaction is reflected in AlFursan account.
- Renewal: Tier Credits are earned from bookings made within a period of one month regardless of the departure date, after the first transaction from the card renewal is reflected in AlFursan account.
- 100% additional Tier Credits will be credited after trip completion.
- 100% additional Tier Credits will only be earned from flying SAUDIA marketed and operated flights.
- The corrected AlFursan membership number must be quoted at the time of reservation or check-in for SAUDIA marketed and operated.
- To be eligible to earn 100% additional Tier Credits, the Riyad Bank AlFursan credit cards must be active.
- AlFursan tier terms and conditions applied
Fees and
charges
AlFursanVisa Signature Credit Card
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Fees (VAT is not included)
|
Visa Signature
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|---|---|
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Annual fees for credit card
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S..R 1000
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Monthly profit margin
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2.35 %
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|
Additional fee on international transactions
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2.00%
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Supplementary credit card fees
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Free
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Minimum monthly payments
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5% of the due amount, or S..R 100. Whichever is higher
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Cash withdrawal fees
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3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
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Late payment
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S..R 50
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Reactivating the card (Islamic card only)
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S..R 100
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Replacements card fees
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S..R 15 (based on bank estimation)
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Credit Shield fees (optional)
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0.49% of the total outstanding balance, adding it to Card account every month
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|
Wrong Dispute Transaction
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S..R 25
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Annual Profit Rate
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35.37%
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1
Can I use the credit card immediately after receiving it?
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Are there any fees on the credit card?
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How can I view the transactions done with my card?
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Would I be registered immediately for Riyad Online after receiving my credit card?
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What if I lose my card?
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Can I change my PIN?
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How can I enroll in Hassad Rewards Program?
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Are there any risks in using credit cards online?
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Are there any installment plans to settle my credit cards purchases?
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Can I increase my credit card limit?
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Does the card allow me to access VIP lounges at international airports?
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How does the Riyad Bank Contactless Credit Card work?
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How is the Riyad Bank Contactless Credit Card more secure?
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Where can the Riyad Bank Contactless Credit Card be used?
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How will I know if a retailer accepts contactless payments?
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How close to a PoS terminal reader do I have to be to ‘waive’ my card?
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How will purchases appear in the monthly statement?
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How will I know if the transaction is successful?
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Is there a limit on the value of goods I can purchase with my contactless card?
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Is there a transaction limit on my Riyad Bank Contactless Credit Card?
21
What if I wave the card twice at the terminal? Will I be charged twice?
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What if I am passing by a contactless terminal and a contactless transaction takes place?
23
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
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Is contactless technology secure?
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Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
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What if my Riyad Bank Contactless Credit Card is lost or stolen?
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