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Visa Platinum Islamic

Visa platinum Islamic Credit Card, Variety of offers that meet your needs.

  • Shari’a compliant
  • Purchase Protection
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More Information

Features:

  • Enjoy a curated selection of lounges across global airports for more than 25 lounges, free access for cardholder by registering through Visa Airport Companion. FAQ
  • Shari'a compliant
  • Purchase protection and Extended warranty for items bought using the card
  • Free additional card for your family members
  • Special discounts from Riyad Bank partners & VISA
  • Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
  • 3D Secure for safe online shopping
  • Contactless Payment service up to SAR 300
  • Automatic enrollment into Hassad Rewards Program
  • As a cardholder for Visa Plattinum Credit Card you will be able to purchases goods and convert them to Qasset Program
  • Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 800 Hassad points as bonus when spending SAR 8000 within the first three months
  • Dedicated customer care helpline 24 hours a day
  • Receive your credit card PIN securely and instantly through your Riyad’s Digital channels. Follow the steps shown in the video.
  • For more about platinum card offers provided by Visa please visit: https://ae.visamiddleeast.com/en_ae/visa-offers-and-perks

For Credit Cards APR disclosure, click here

  • Should be 18 years of age or older
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards

Visit any Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals
Or Apply through Riyad OnlineRiyad Bank website or call 8001242020
Visa Platinum Islamic Credit Card Fees & Charges
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Annual Membership Fee
SAR 390
Monthly Term Cost
 2.55 %
Annual Profit Rate
 36.75%
Late Payment
SAR 100
Cash Withdrawal, Digital Wallet Top Up
SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
Additional fee on International Transaction
2.75%
Annual Membership Fee (Supplementary Credit Card)
Free
Replacement Card
SAR 50
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or SAR 100, whichever is higher
VIP airports lounges access fees
Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person
Fee for issuing a Transaction doc.
SAR 50

Frequently Asked Questions

Can I use the credit card immediately after receiving it?
Are there any fees on the credit card?
How can I view the transactions done with my card?
Would I be registered immediately for Riyad Online after receiving my credit card?
What if I lose my card?
Can I change my PIN?
How can I enroll in Hassad Rewards Program?
Are there any risks in using credit cards online?
Are there any installment plans to settle my credit cards purchases?
Can I increase my credit card limit?
Does the card allow me to access VIP lounges at international airports?
How does the Riyad Bank Contactless Credit Card work?
How is the Riyad Bank Contactless Credit Card more secure?
Where can the Riyad Bank Contactless Credit Card be used?
How will I know if a retailer accepts contactless payments?
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
How will purchases appear in the monthly statement?
How will I know if the transaction is successful?
Is there a limit on the value of goods I can purchase with my contactless card?
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
What if I wave the card twice at the terminal? Will I be charged twice?
What if I am passing by a contactless terminal and a contactless transaction takes place?
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
Is contactless technology secure?
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
What if my Riyad Bank Contactless Credit Card is lost or stolen?

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Apply Online -Visa Platinum Islamic

Visa platinum Islamic Credit Card, waived fees for the first year and a variety of offers that meet your needs 

Type Five Apply Now

Employment Eligibility Personal Information
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You can get a credit card with a credit limit of

SAR

*You can reduce the credit limit any time you want.

The final eligibility check will take place at the branch.

Please select "Interested" to confirm your request.

Thank you for applying. Your Reference Number is 

A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals

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