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Commercial Loans

Extra working capital to support your business needs and financial requirements.
Riyad Bank Commercial Loans offer quick and easy access to extra funds and eliminate financial obstructions that prevent your business from thriving.

  • Available short to long term
  • Repayment on amortized or bullet basis
  • Drawdown available
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More Information

An arrangement that a business can enter into with Riyad Bank to borrow money towards short term working capital and longer term expenditure needs.

Riyad Bank Commercial Loan is a specifically designed financial solution to help you achieve your business goals, for when otherwise it would have not been possible due to cash restrictions.

  • Available short to long term (from less than a year to more than 3 years)
  • Convenient and easily accessible
  • Payback on amortized or bullet basis
  • Interest can be on a Fixed or Floating basis
  • Drawdown available
  • All Riyad Bank customers are eligible

Note: The bank will generally require seeing audited financial accounts and financial forecasts for your business. In addition to this the bank may require security against the loan.

Existing Riyad Bank customers can apply through the Relationship Manager.

New customers can apply through the nearest Riyad Bank Corporate Branch.

Product
Annual Percentage Rate (APR)
Administrative Fees
Administrative Fees Min Or Max Limit
Working Capital Finance
2% to 15%
0% to 5%
-

* The above table is an example, and the annual percentage rate varies according to the amount and the credit evaluation of the activity in addition to the period and method of payment.

The method of calculating the finance cost:

Example (1):
Title 1
Title 2
Finance Amount
SAR 100,000
Payment Method
Monthly Installments
Payment Period
12 Months
Annual Profit Rate
2%
Finance Amount
Installment Amount
Total Bank Profit
Finance Amount Including Profits
SAR 100,000
SAR 8,500
SAR 2,000
SAR 102,000
Example (2):
Title 1
Title 2
Finance Amount
SAR 100,000
Payment Method
Quarterly Installments
Payment Period
12 Months
Annual Profit Rate
6%
Finance Amount
Installment Amount
Total Bank Profit
Total Bank Profit
SAR 100,000
SAR 8,609
SAR 3,311
SAR 103,311
Example (3):
Title 1
Title 2
Finance Amount
SAR 100,000
Payment Method
One Payment
Payment Period
12 Months
Annual Profit Rate
15%
Finance Amount
Installment Amount
Total Bank Profit
Finance Amount Including Profits
SAR 100,000
SAR 115,000
SAR 15,000
SAR 115,000

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Apply Online - Commercial Loans

Extra working capital to support your business needs and financial requirements.
Riyad Bank Commercial Loans offer quick and easy access to extra funds and eliminate financial obstructions that prevent your business from thriving.

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A representative from Riyad Bank will contact you to complete your request.
Keeping in mind that a current account is required to obtain any product or service from Riyad bank, if you do not have one yet, you can open an account from here

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